By TONY OKAFOR, AWKA
The outgoing Anambra State Commissioner of Police, Nnaghe Obono Itam, has cautioned police personnel in the state against exploiting the enforcement of third-party insurance as an opportunity for extortion.
Itam’s warning came during a sensitization programme for third-party insurance in the state, where he emphasized that third-party insurance is mandatory for all vehicles on Nigerian roads.
He noted that Comprehensive Motor and corporate insurances, on the other hand, are optional but recommended.
The commissioner announced that there would be a one-week sensitization period, followed by full enforcement, which would involve mobile courts.
He also disclosed the premium rates for third-party insurance: N20,000 for commercial vehicles, N15,000 for private vehicles, and N5,000 for tricycles.
Itam warned that defaulters would face penalties, including fines and imprisonment.
The Federal Road Safety Corps (FRSC) in the state welcomed the police enforcement, stating that it aims to ensure compliance with Section 68 of the Insurance Act 2003.
The FRSC maintained that third-party motor insurance provides financial compensation of up to N1 million for damages, injuries, or loss of life in the event of accidents.
It can be procured from licensed insurance entities authorized by the National Insurance Commission, which can be verified online.
Other stakeholders who attended the sensitization programme held at the Police Command Headquarters included representatives from the State Motor Licensing Authority, Anambra Road Traffic Management Agency (ARTMA), Nigeria Labour Congress, journalists, and commercial vehicle operators.
